11/11/2023 0 Comments What is rss podcastIt was created in March 2023, after the failures of Silicon Valley Bank and Signature Bank, to lend to other banks that had big unrealized losses on their holdings of government bonds and were, therefore, at risk of large-scale withdrawals of deposits. The Bank Term Funding Program (BTFP) is a lender of last resort facility. The banks pledge collateral – bonds, loans or other assets – so the central bank isn’t at risk of losing money. A lender of last resort – a central bank like the Federal Reserve – provides loans to banks so they can meet depositor demands. If the bank cannot borrow money, it may be forced to call its loans or sell other assets quickly, sometimes at a loss, to raise cash. This can happen if depositors lose confidence in the bank’s ability to meet all withdrawal demands so every depositor tries to be at the head of the line – a run on the bank, a phenomenon explained by economists Douglas Diamond and Philip Dybvig for which they shared a Nobel Prize in 2022. However, if depositors withdraw a lot of money at once, the bank may not have enough cash on hand to satisfy them. ![]() Banks are required by law to maintain a portion of deposits in cash so that they can meet customer demands for withdrawal. In normal times, when most depositors are content to leave their money in the bank, this works well. What is a lender of last resort?īanks, in general, take deposits from their customers (who often can take their money out whenever they want) and put the money into loans or securities (often longer-term commitments that sometimes cannot be easily sold). It joined other regulators in lifting the $250,000 per account deposit insurance for customers of those two banks, described in more detail in “ How does deposit insurance work?” This explainer describes other steps the Fed took. ![]() In March 2023, the Federal Reserve responded quickly to the failures of Silicon Valley Bank (SVB) and Signature Bank.
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11/11/2023 0 Comments Paragon backup & recovery 2014 free![]() Some other features are held back for paying customers. If you want the reassurance of offsite backups, you’ll need a workaround, such as using a sync service to copy your backups into the cloud, or mapping a drive to a remote server via WebDAV. One is cloud integration: Paragon doesn’t offer its own remote storage service, and there’s no direct connection to third-party providers. There are a few notable things the program doesn’t include. If you prefer, you can set the software to create VHD, VHDX or VMDK formats instead, allowing you to mount and browse your backups in Hyper-V and VMware – the trade-off being that neither compression nor encryption is supported with these file types. Whatever files you choose to back up, they’re stored as virtual disk containers in Paragon’s own PVHD format. ![]() You have to set and remember your own key, but Paragon thoughtfully allows you to attach a password hint to each backup job, to help jog your memory if necessary. Encryption can be applied too, with complexity options going up to AES-256. Oddly, the middle setting very slightly increased the size of our test archive to 2.01GB, but switching up to maximum compression reduced this to a much leaner 1.9GB. On that note, three levels of compression are provided. 11/11/2023 0 Comments Music lab songs![]() If you're looking to start selling your lyrics to other musicians, it is worth identifying the type of songwriter you are (or wish to be) so you can start to find the best ways to sell your lyrics and the best places for submitting your lyrics to. There are certain careers that you can pursue in songwriting. There are many opportunities in the songwriting industry, whether you are looking for a professional career as a masterful lyricist or if you just want to try and make money off a few of your best songs. If you think you can be one of the newborn artists, then you need to definitely tap into that potential. Most people do not even know that they have this amazing ability until someone acknowledges it. ![]() All they need is an inspiration or idea to produce magical words and music. ![]() There are many talented people who are natural songwriting. Even if you're a new, aspiring artist, you can learn a lot from such platforms and enhance your writing skills. Do you have everything it takes to become a professional songwriter? There are numerous online platforms where you can make a ton of money writing songs and lyrics. 11/11/2023 0 Comments Best zoom backgrounds funny![]() ![]() Moreover, having used their product, I can attest that Zoom is extremely easy to use (far simpler than industry leader Cisco Webex and even Skype) and pretty darn cool. He was extremely approachable and appeared to have a laser focus on what he was trying to do with his company. Having once met CEO Eric Yuan I was awestruck by his humble yet confident demeanor. It IPO’d in 2019 and experienced a fantastic year of growth, more than doubling its 2018 revenue. ![]() Relative newcomer, Zoom, in particular, has been skyrocketing in growth over the past few years based on its easy to install, easy to use, and affordable video conferencing platform. Most importantly, we provide a list of Free Zoom Backgrounds…and that’s what you’re here for anyway, right?ĭo you have Microsoft Teams? No worries, we explain how to change your Teams background here and give you a ton of free Teams backgrounds. Four Seasons Landscaping Company Zoom Background.Zoom Backgrounds for Christmas & the holidays: Christmas themed Zoom backgrounds.Funny Kids Zoom Backgrounds (a large, recently added collection of Zoom Backgrounds for kids!) – scroll to the end to see Zoom Backgrounds for School.Funny Zoom Backgrounds / Hilarious Zoom Backgrounds.Travel Inspired Zoom Background / Travel Related Backgrounds for Zoom.Cool Backgrounds for Zoom / Modern Office Zoom Backgrounds.Now, of course, we all want funny Zoom backgrounds to hide our home office! We’ve got your back! In this post we share: Now that we are all working from home, the use of virtual meeting technology like Zoom, Google Hangouts, Webex, and Skype has exploded. 11/10/2023 0 Comments Realtek software audio![]() This variety of options is confusing, and the fact that it is hard to know which one will work for you means that only users who are very interested in their audio set-up will bother following it through to the bitter end. ![]() Others will need to interact with the drivers by accessing the Realtek program files and opening RtkNGUI64, while yet more people will need to access the Realtek Audio HD manager via the control panel. Some users will be able to use a Windows Store app called Realtek Audio Console. Interacting with your Realtek driversĭepending on your computer, interacting with your drivers will be more or less easy. If you’re unlucky, your computer will also use this time to install other updates, delaying the process further. ![]() You, as a user, will have to do relatively little, but you do have to let it play out. Even in the best-case scenario, this is a little time-consuming - the old drivers must be uninstalled and the computer restarted, and the new ones must be installed, and the computer restarted again. If you’re lucky, the whole process will be relatively straightforward - download, open, and follow the install wizard. Realtek HD Audio Drivers are famously unpredictable to download and install. 11/10/2023 0 Comments X ray for minecraft windows 10 edition![]() ![]() The Microsoft Store app will launch go to the app’s search bar and type in Minecraft.Then, type in Microsoft Store and click on it.Here is how to install Minecraft for Windows 10. To activate Minecraft RTX, you need to install Minecraft for Windows 10, the latest PC client for Minecraft. Go any lower, and you’re risking frame drops. In addition to a supported GPU with Windows 10 Home 64-bit, the above setup should be considered minimum requirements to run Minecraft RTX properly. Samsung 860 EVO SSD 250GB or Samsung 970 EVO SSD 250GB.Intel Core i5 10400 or AMD Ryzen 5 3600.So, here’s what you can consider the minimum. ![]() Your system specs will influence how the game will behave. However, having one of the above still doesn’t mean that things will go smoothly. With this information in mind, here’s a list of graphics cards that are RTX-compatible. Ray tracing is a very resource-demanding feature according to Nvidia, you should go with the GeForce RTX 2060 or newer if you want things to run smoothly. You should think about your particular graphics card if you want to run Minecraft RTX. Minimum Requirements for Minecraft Ray Tracing 11/10/2023 0 Comments Powerdirector 14 ultimate![]() New motion tracking support enables the accurate tracking of people and objects in video footage. ![]() The template-based Express Projects module makes it quick and easy for anyone to produce quality videos. That would be impressive enough all on its own, but PowerDirector 14 takes the franchise even further with some interesting new and enhanced features. You also get a PowerDirector Mobile app for Windows and Android, great news if you don't want to wait until you get home to start editing. There's a 100 track timeline to organise your movie more than 500 effects, transitions and objects to apply smart filters to stabilise shaky camera work, remove noise and fix lighting issues powerful audio tools, excellent 3D support, and a huge selection of export options: DVDs, Blu-rays, a host of video formats, direct uploading to Facebook, YouTube, DailyMotion, or your own 20GB of CyberLink cloud storage (free for one year). ![]() The program includes everything you need to create professional videos. CyberLink PowerDirector 14 Ultimate is the latest edition of this popular, feature-packed video editor. 11/10/2023 0 Comments Spotify downloader chrome![]() A powerful Spotify to MP3 converter Chrome extension will break all restrictions and make Spotify music playable on any platform. That's where you need Spotify downloader Chrome to bail you out. ![]() The only drawback is there is no option to download songs, podcasts, playlists, albums, and videos from Spotify Web Player Chrome for offline playback. Think of Discover Weekly and the curated hits that Spotify spoils you with every week. It offers you music from a diverse range of artists and the opportunity to listen to what pleases your ears. ![]() This music streaming service has rocked the world at all corners. Whatever the case, you must be familiar with Spotify. You might be a big fun or just like listening to music occasionally. Music is soothing to the soul and a big companion to many. 11/9/2023 0 Comments Download free space engineers ps5![]() Planets and Moons – Fully destructible and persistent, volumetric, atmosphere, gravity, climate zones.Space Engineers shouldn’t be about troops it should be about the machinery you build. We expect players will avoid engaging in direct man-to-man combat and instead use their creativity and engineering skills to build war machines and fortifications to survive in space and on planets. Space Engineers concentrates on construction and exploration aspects, but can be played as a survival shooter as well. Space Engineers strives to follow the laws of physics and doesn’t use technologies that wouldn’t be feasible in the near future. Think about modern-day NASA technology extrapolated 60 years into the future. Space Engineers is inspired by reality and by how things work. Individual modules have real volume and storage capacity. Volumetric objects behave like real physical objects with mass, inertia and velocity. Volumetric objects are structures composed from block-like modules interlocked in a grid. The game can be played either in single or multiplayer modes. Space Engineers features a realistic, volumetric-based physics engine: everything in the game can be assembled, disassembled, damaged and destroyed. Featuring both creative and survival modes, there is no limit to what can be built, utilized and explored. ![]() Players build space ships, wheeled vehicles, space stations, planetary outposts of various sizes and uses (civil and military), pilot ships and travel through space to explore planets and gather resources to survive. It is a sandbox game about engineering, construction, exploration and survival in space and on planets. Space Engineers is an open-world sandbox game defined by creativity and exploration. Space Engineers is a simulation video game developed and published by Keen Software House. ![]() ![]() The level layouts are varied, and take cooperation and thinking to solve each. You get crafting item loot for finishing levels, which can be used to make costumes that give you buffs. Each player picks one, and uses it for the rest of the level. Each level contains 3 items, sometimes the same, sometimes different. You go online for a particular world, and then choose where you play by a vote. After beating the boss, there are additionally 3 challenges to complete for each level. ![]() The game works by choosing a world, and then one of the 4 levels for that world. I only do single player if there's some item I need and don't want to fight over the chosen stage. While possible to play single player, it is far more dull than playing with even random strangers online. The game is getting mixed reviews for good reason: if you expect a single-player main series Zelda game, or expect the plot to be more than simple and silly, you will be disappointed. The game is getting mixed reviews for good reason: if you expect a single-player This is a multiplayer dungeon crawler with Zelda mechanics. This is a multiplayer dungeon crawler with Zelda mechanics. |
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